UK's most cost-effective automobile insurance uncovered

Highest premiums were for drivers in London, nevertheless those in capital ar offered a number of most cost-effective

Drivers paying the smallest amount for automobile insurance in Britain are often found in Dumfries, Scotland, wherever the typical policy sets homeowners back simply £265, car categorical will solely reveal.

Figures equipped by Moneysupermarket stone-broke down average annual premiums within the third quarter of 2015 for all British space codes. 3 of the 5 most cost-effective premiums were found north of the border, with drivers in state capital and Kirkcaldy paying £267 and £283 severally on the average. astonishingly, Dorchester and Exeter were the sole 2 areas in European nation with average premiums below £300 – with the remainder of the 9 sub-£300 premiums found in Scotland and Wales.

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Predictably, the very best premiums were quoted for drivers living in and round the capital, wherever policies will simply price double the national average of £440. the foremost big-ticket insurance policies ar found in East London, with motorists asked to pay £870 on the average to drive wrongfully.

However, simply because you reside during a huge city doesn’t mean you’ll got to reach additional for automobile insurance. Drivers in capital – the eighth most inhabited town in Britain – ar offered a number of the most cost effective policies within the country, paying on the average £310. And forty two miles west in urban center – the fourth most inhabited town – average premiums ar £40 below the national average.

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Ben Howarth, policy consultant for Motor & Liability at the Association of British Insurers, said: “Insurers take into account variety of things once crucial insurance premiums.

“These embody associate degree individual’s driving history, the extent of car crime, traffic volumes, average traffic speeds and therefore the level of celebrated fraud at intervals someone’s postal code.”